The Money Portrait One
The Money Principle - The Money Portrait OneNow the boring stuff – this blog is not about personal accounting. Still has to be done. Please do not be lulled into the complacency of thinking that...
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The Money Portrait Two
The Money Principle - The Money Portrait TwoIn my last post I discussed two important numbers that one ought to work out on the way to financial health – income and expenditure. Today I would like to...
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The Money Movie
The Money Principle - The Money MovieIn Freakonomics there is a piece on risk where the authors point out, quite insightfully I believe, that we not only worry most of the time but also most of the...
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What would you do if you really have no money at all?
The Money Principle - What would you do if you really have no money at all? Today my middle son came back from university; yep, this has become a very common thing here in the UK. Children go away to...
View ArticleThe Limits of Social Acceptability: payday loans and credit cards debt
The Money Principle - The Limits of Social Acceptability: payday loans and credit cards debtShort term loans, also known as payday loans, have a rather bad reputation; there is no two ways about it....
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Students and money: who said this personal finance stuff is easy?
The Money Principle - Students and money: who said this personal finance stuff is easy? Today I taught undergraduates for the first time ever; yep, you heard me right. After over twenty years in...
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Let’s talk about pensions, baby: ‘lump sum’ vs. ‘annuity’
The Money Principle - Let’s talk about pensions, baby: ‘lump sum’ vs. ‘annuity’ Now that my foray into the property selling/nationality mess up domain is over, I opened my work e-mail for the first...
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Why knowing how much is your net worth is not enough
The Money Principle - Why knowing how much is your net worth is not enough When I was a ‘wealth drifter’ – you know, when I didn’t know how much I earn, how much we spend and how are we going to live...
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Smart driving can be cheap
The Money Principle - Smart driving can be cheap This is just Smart; not Edition 21 The moment that a young driver proposes that they must have a car, is the time when many parents decide that the...
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Should we buy property?
The Money Principle - Should we buy property?We have a financial time horizon of 5 years. Why? Because we are of a certain age and want to have time to enjoy ourselves before the Grim Reaper arrives...
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